As a Delta Dental member, you get access to cutting-edge digital tools that allow you to keep your smile healthy — anywhere, anytime.
Aon Benefit Experience Shopper
Welcome
At Delta Dental, we believe in the power of a healthy smile. Our insurance plans are designed to protect your smile and keep you healthy. And as the nation’s leading dental insurance provider, you will have access to the largest network of dentists nationwide, quick answers and personalized service.
Why Delta Dental
Delta Dental’s nationwide network provides coverage to more than 80 million Americans — nearly a quarter of the U.S. population — through 39 Delta Dental companies servicing all 50 states, the District of Columbia and Puerto Rico. Our core purpose is the advancement of the oral health of our customers, partners and consumers through dental insurance and the philanthropic efforts of Delta Dental companies.
1 in 3 Americans with dental insurance are covered by Delta Dental
3 out of 4 dentists in the U.S. have chosen to be part of Delta Dental’s network
Established in 1954 and focuses solely on dental care
Find a dentist near you
With the nation’s largest network of dentists, it’s easy to find one near you. Find yours today!
*The Platinum option may not be offered as part of your company's plan. Please check your employers' enrollment site.
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Maintaining your health is key to overall health. Check out our library of resources to help protect your smile.
Our plans
Bronze
Compare Plan
| Plan type | Delta Dental PPO™ |
|---|---|
| Networks | Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees). |
| Specialty care | You can choose any specialist. |
| Out-of-network benefits | Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area. |
| Plan summary | This is an excellent option for individuals who have routine dental needs, are concerned with costs and like greater flexibility in choosing their dentist. |
Silver
Compare Plan
| Plan type | Delta Dental PPO™ |
|---|---|
| Networks | Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees). |
| Specialty care | You can choose any specialist. |
| Out-of-network benefits | Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area. |
| Plan summary | This is a comprehensive option for individuals who periodically have more than routine dental care needs or who have children who are in need of orthodontic (braces) care. |
Gold
Compare Plan
| Plan type | Delta Dental PPO™ |
|---|---|
| Networks | Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees). |
| Specialty care | You can choose any specialist. |
| Out-of-network benefits | Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area. |
| Plan summary | This is a comprehensive option for individuals who regularly require extensive dental services or have children who are in need of orthodontic (braces) care. |
*Platinum
Compare Plan
| Plan type | DeltaCare® USA (HMO like plan) |
|---|---|
| Networks | An enrollee must visit a DeltaCare® USA dentist in order to receive benefits. |
| Specialty care | The selected primary care dentist refers enrollees to an in-network specialist. |
| Out-of-network benefits | There are no out-of-network benefits. |
| Plan summary | This is a comprehensive plan for individuals who are concerned with costs. The plan features fixed co-payments for listed procedures, no annual deductibles and no maximums for covered benefits. |
| Plan type | Delta Dental PPO™ | Delta Dental PPO™ | Delta Dental PPO™ | DeltaCare® USA (HMO like plan) |
|---|---|---|---|---|
| Networks | Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees). | Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees). | Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees). | An enrollee must visit a DeltaCare® USA dentist in order to receive benefits. |
| Specialty care | You can choose any specialist. | You can choose any specialist. | You can choose any specialist. | The selected primary care dentist refers enrollees to an in-network specialist. |
| Out-of-network benefits | Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area. | Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area. | Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area. | There are no out-of-network benefits. |
| Plan summary | This is an excellent option for individuals who have routine dental needs, are concerned with costs and like greater flexibility in choosing their dentist. | This is a comprehensive option for individuals who periodically have more than routine dental care needs or who have children who are in need of orthodontic (braces) care. | This is a comprehensive option for individuals who regularly require extensive dental services or have children who are in need of orthodontic (braces) care. | This is a comprehensive plan for individuals who are concerned with costs. The plan features fixed co-payments for listed procedures, no annual deductibles and no maximums for covered benefits. |
Choose up to 3 plans to compare
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Bronze
Silver
Gold
*Platinum
| Plan type | Delta Dental PPO™ | Delta Dental PPO™ | Delta Dental PPO™ | DeltaCare® USA (HMO like plan) |
|---|---|---|---|---|
| Networks | Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees). | Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees). | Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees). | An enrollee must visit a DeltaCare® USA dentist in order to receive benefits. |
| Specialty care | You can choose any specialist. | You can choose any specialist. | You can choose any specialist. | The selected primary care dentist refers enrollees to an in-network specialist. |
| Out-of-network benefits | Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area. | Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area. | Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area. | There are no out-of-network benefits. |
| Plan summary | This is an excellent option for individuals who have routine dental needs, are concerned with costs and like greater flexibility in choosing their dentist. | This is a comprehensive option for individuals who periodically have more than routine dental care needs or who have children who are in need of orthodontic (braces) care. | This is a comprehensive option for individuals who regularly require extensive dental services or have children who are in need of orthodontic (braces) care. | This is a comprehensive plan for individuals who are concerned with costs. The plan features fixed co-payments for listed procedures, no annual deductibles and no maximums for covered benefits. |
Please rotate
*The Platinum option may not be offered as part of your company's plan. Please check your employers' enrollment site.
Member tools
Delta Dental members have access to cutting-edge digital tools that allow you to access your account information on-the-go, find costs associated with different procedures and help you identify your oral health risks.
Member dashboard
With Delta Dental's member dashboard, you will have quick access to all your information to help you maximize your dental benefits.
Cost Estimator
Our Dental Care Cost Estimator provides estimated cost ranges for common dental care needs.
LifeSmile® Score
Learn more about your personal oral health risk profile by taking our simple risk assessment survey.
Delta Dental Mobile App
Maximize your oral health and make the most of your dental benefits right from your mobile device by downloading the Delta Dental Mobile App. App features may vary by geographic area and individual dentist participation.
Oral health resources
Maintaining proper oral health is important to overall health. Delta Dental's oral health resources help keep you and your family healthy. Don't forget to checkout our Mouth-Friendly Recipes — not only do they taste good, but they help keep your smile healthy.
Dental insurance makes dental care more affordable! Find all the answers you need to help choose the best plan for you.
Get the information you need to help keep you and your family's smiles bright and healthy.
Need more information?
Contact us
Bronze, Silver and Gold plans:
Call toll–free at 800-335-8266
New Members: press 5
Current Members: press 2
Hours:
Monday through Friday
7:00 a.m. - 5:00 p.m. (Cental Time)
8:00 a.m. - 6:00 p.m. (Eastern Time)
Claims Mailing Address:
Delta Dental of Missouri
PO Box 8690
St. Louis, MO 63126
Email:
Platinum plan:
Call toll–free at 800–546–9751
Hours:
Monday through Friday
8:00 a.m. – 9:00 p.m. (Eastern Time)
5:00 a.m. – 6:00 p.m. (Pacific Time)
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