What does the price of a dental implant include?

The specific steps of your dental implant procedure and how much it costs will vary based on your unique oral health situation and your dental benefits. However, in general, the price of the procedure typically includes the surgical placement of a dental implant into the jawbone, supporting structures for the crown, and the crown that replaces the tooth.

Are dental implants covered by dental insurance?

Many dental benefit plans help with the cost of dental implants, but some plans do not. If covered by a dental plan, then there are a few things to consider, such as whether there are any deductibles or waiting periods that need to be met before benefits begin, and whether your dentist is in-network for your plan, which will give you access to any fee discounts that may apply.

Ask your dentist for a pre-treatment estimate to see how much of the cost your dental plan will cover.

Does Delta Dental offer insurance that covers dental implants?

Yes. The details of your benefits plan may vary, but many Delta Dental plans cover part of the cost for implants.

Compare our plans for individuals and families to find the right fit for you.

How can I pay for the remaining costs not covered by dental insurance?

Dental benefits are a great help, but there are other methods you can use to cover the remaining costs, including:

• Health Savings Account (HSA): HSAs let you set aside money (pre-tax) to help pay for qualified medical expenses, like dental implants. Money you do not spend in any year carries over to the next year. You will need to check if your employer’s health benefit plan offers an HSA.
• Health Reimbursement Arrangement (HRA): This is an employer-funded health plan that reimburses employees tax-free for qualified medical expenses.
• Flexible Spending Accounts (FSA): FSAs are similar to HSAs but with some differences. They are employer-provided, have lower contribution limits, and typically do not allow you to carry over funds from year to year.  

It’s important to note that dental implants are not always covered. Check with your HSA, HRA, or FSA to see if your procedure qualifies.

Medicare and Medicaid usually do not provide coverage for dental implants, but certain Medicare Advantage plans might.

Discuss dental implants with your dentist

Interested in dental implants? Speak with your dentist about what’s best for you and review your dental benefits plan to see what coverage it provides.